Those three words describe what is often, at the same time, the happiest and scariest experience in our lives. Happy? Certainly. But buying a new home doesn?t have to be scary. Below is a short outline of what I can do to make this process as enjoyable as possible.

1. Selecting the right agent: We will discuss the responsibilities of selecting the right agent to help make this an exciting experience.
   
   
2. Buyer Agency: I will explain the benefits of signing a Buyer Agency contract and what your rights are once you do.
   
   
3. Wish vs. Fact List: I will help you decide what features in a home are Needed and what features you Wish for but, are not absolutely necessary.
   
   
4. Costs to be Aware of: We will go over all the hidden costs that are involved in buying a home.
   
   
5. Cost Estimate: I will provide you with a form that will help you determine what your total costs will be after you factor in all the hidden costs.
   
   
6. Understanding Financing: We will discuss all the financing options ie. Conventional mortgage vs. a high ratio mortgage, and the importance of getting Pre Approved.
   
   
7. Making an Offer: We will go through the offer form and the process of putting in an offer before signing any documents.
   
   
8. Conditions: Many offers will be conditional on financing and inspection, I will help you to execute these conditions as thoroughly and efficiently as possible.
   
   
9. Moving Day: I will provide you will a list of numbers and tasks you will need to prepare for moving day.
   
   
10. List of Professionals: I will provide a list of Home Inspectors, Lawyers and Mortgage Specialist if you don?t already have one.

Please contact Lainey for a more detailed information package on buying your home.